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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,327 | $162,136+155.5% | $152,301+172.0% | $154,746+167.7% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 14.38% | 91.02%-76.6pp | 80.50%-66.1pp | 172.34%-158.0pp |
| Employer contribution / active EE | $5,065 | $4,890+3.6% | $4,624+9.5% | $4,379+15.7% |
| Participant deferral / active EE | $11,397 | $8,341+36.6% | $8,004+42.4% | $6,730+69.3% |
| Admin fee / account holder | $2,093 | $15,759-86.7% | $14,398-85.5% | $14,365-85.4% |