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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,635 | $157,304+73.3% | $141,197+93.1% | $152,909+78.3% |
| Participation rate | 90.9% | 84.8%+6.1pp | 82.5%+8.4pp | 82.5%+8.5pp |
| Annual return | 22.48% | 64.34%-41.9pp | 71.41%-48.9pp | 345.46%-323.0pp |
| Employer contribution / active EE | $4,236 | $5,263-19.5% | $4,736-10.6% | $4,764-11.1% |
| Participant deferral / active EE | $14,044 | $7,111+97.5% | $6,710+109.3% | $5,851+140.0% |
| Admin fee / account holder | $2,755 | $12,126-77.3% | $10,265-73.2% | $11,601-76.2% |