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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,530 | $165,399+87.7% | $149,745+107.4% | $158,982+95.3% |
| Participation rate | 91.7% | 84.6%+7.1pp | 82.5%+9.2pp | 82.0%+9.7pp |
| Annual return | 18.57% | 348.34%-329.8pp | 276.72%-258.1pp | 302.99%-284.4pp |
| Employer contribution / active EE | $4,239 | $5,105-17.0% | $4,646-8.8% | $4,763-11.0% |
| Participant deferral / active EE | $12,986 | $7,183+80.8% | $6,843+89.8% | $5,983+117.0% |
| Admin fee / account holder | $6,598 | $10,811-39.0% | $9,312-29.1% | $11,252-41.4% |