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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,327 | $154,228+168.6% | $145,433+184.9% | $137,256+201.9% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 14.38% | 74.59%-60.2pp | 66.58%-52.2pp | 220.34%-206.0pp |
| Employer contribution / active EE | $5,065 | $4,804+5.4% | $4,554+11.2% | $4,156+21.9% |
| Participant deferral / active EE | $11,397 | $8,216+38.7% | $7,897+44.3% | $6,407+77.9% |
| Admin fee / account holder | $2,093 | $14,344-85.4% | $13,129-84.1% | $12,270-82.9% |