Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,246 | $46,732-35.3% | $156,551-80.7% | $55,167-45.2% |
| Participation rate | 41.8% | 65.8%-24.0pp | 84.0%-42.2pp | 69.0%-27.2pp |
| Annual return | 7.32% | 17.72%-10.4pp | 32.23%-24.9pp | 169.23%-161.9pp |
| Employer contribution / active EE | $163 | $2,105-92.3% | $5,501-97.0% | $1,963-91.7% |
| Participant deferral / active EE | $1,861 | $2,204-15.6% | $4,871-61.8% | $3,054-39.1% |
| Admin fee / account holder | $1,307 | $418+212.4% | $13,028-90.0% | $504+159.4% |