Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,921 | $46,360-48.4% | $147,617-83.8% | $52,331-54.3% |
| Participation rate | 45.6% | 64.9%-19.3pp | 84.6%-39.0pp | 68.1%-22.5pp |
| Annual return | 4.40% | 1.62%+2.8pp | 61.98%-57.6pp | 4.54%-0.1pp |
| Employer contribution / active EE | $161 | $2,126-92.4% | $5,564-97.1% | $1,882-91.4% |
| Participant deferral / active EE | $2,001 | $2,258-11.4% | $4,895-59.1% | $3,022-33.8% |
| Admin fee / account holder | $1,393 | $766+82.0% | $11,612-88.0% | $592+135.5% |