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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,755 | $166,131+2.8% | $164,975+3.5% | $145,877+17.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.32% | 100.37%-88.1pp | 70.12%-57.8pp | 551.28%-539.0pp |
| Employer contribution / active EE | $6,928 | $5,276+31.3% | $4,343+59.5% | $4,663+48.6% |
| Participant deferral / active EE | $6,197 | $6,962-11.0% | $6,033+2.7% | $6,691-7.4% |
| Admin fee / account holder | $8,681 | $16,648-47.9% | $12,688-31.6% | $13,402-35.2% |