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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,626 | $154,209+14.5% | $130,062+35.8% | $139,487+26.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 22.16% | 32.52%-10.4pp | -137.37%+159.5pp | 373.84%-351.7pp |
| Employer contribution / active EE | $6,903 | $5,292+30.4% | $4,322+59.7% | $4,755+45.2% |
| Participant deferral / active EE | $5,983 | $6,709-10.8% | $5,821+2.8% | $6,713-10.9% |
| Admin fee / account holder | $16,601 | $13,988+18.7% | $10,601+56.6% | $11,407+45.5% |