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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,682 | $176,786-5.7% | $146,643+13.7% | $167,536-0.5% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 11.63% | 24.04%-12.4pp | 22.75%-11.1pp | 478.82%-467.2pp |
| Employer contribution / active EE | $6,164 | $5,161+19.4% | $4,137+49.0% | $4,839+27.4% |
| Participant deferral / active EE | $4,701 | $6,440-27.0% | $5,506-14.6% | $6,342-25.9% |
| Admin fee / account holder | $5,879 | $13,262-55.7% | $10,280-42.8% | $12,315-52.3% |