Retirement plan

GUILD OF ST. AGNES OF WORCESTER, INC. 401(K) PLAN

Name: THE GUILD OF SAINT AGNES OF WORCESTER - GUILD OF ST. AGNES OF WORCESTER, INC. 401(K) PLAN (2018) Form 5500
Creator: THE GUILD OF SAINT AGNES OF WORCESTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GUILD OF ST. AGNES OF WORCESTER, INC. 401(K) PLAN, THE GUILD OF SAINT AGNES OF WORCESTER

THE GUILD OF SAINT AGNES OF WORCESTEREIN 04-2104267Plan #002PY 2018

405 GROVE ST - WORCESTER, MA 016051270508-755-2238LinkedIn201-500 employeesinvestment management

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$4.1M

+0.3% from 2017

Total participants

290

-6.1% from 2017

Average account balance

$18,246

-11.4% from 2017

Annual return

-3.96%

-21.15 pp from 2017

Benchmarks

See 5,259 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,259 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.46M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$45K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

235

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

62.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.43M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.73%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$240

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
CPI QUALIFIED PLAN CONSULTANTS, INC1 year Filed as: CPI QUALIFIED PLAN CONSULTANTS INC Service code 15 · EIN 48-1205033	Recordkeeping	$8,023
MUTUAL OF AMERICA INVESTMENT CORP1 year Filed as: MUTUAL OF AMERICA LIFE INSURANCE CO Service code 12 320 PARK AVENUE · NEW YORK, NY 10022	Recordkeeping and information managem...	$1,576

Plan features & details

Pension benefit codes2F2G2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$9K

$37 / participant

Other / not subdivided$9K100.0%

% of EOY assets

0.212%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: O'CONNOR, MALONEY & COMPANY, P.C.
Auditor EIN: 042595327
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$18,246

$47,977-62.0%

$154,108-88.2%

$56,289-67.6%

Participation rate

71.2%

66.2%+5.1pp

83.0%-11.8pp

69.9%+1.4pp

Annual return

-3.96%

3.54%-7.5pp

735.21%-739.2pp

-9.96%+6.0pp

Employer contribution / active EE

$776

$2,169-64.2%

$5,298-85.3%

$2,111-63.2%

Participant deferral / active EE

$1,149

$2,392-52.0%

$5,081-77.4%

$3,350-65.7%

Admin fee / account holder

$39

$438-91.2%

$13,411-99.7%

$521-92.6%

Provider

Service type

Compensation

CPI QUALIFIED PLAN CONSULTANTS, INC1 year

Filed as: CPI QUALIFIED PLAN CONSULTANTS INC

Service code 15 · EIN 48-1205033

Recordkeeping

$8,023

MUTUAL OF AMERICA INVESTMENT CORP1 year

Filed as: MUTUAL OF AMERICA LIFE INSURANCE CO

Service code 12

320 PARK AVENUE · NEW YORK, NY 10022

Recordkeeping and information managem...

$1,576

GUILD OF ST. AGNES OF WORCESTER, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GUILD OF ST. AGNES OF WORCESTER, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion