Retirement plan

EMPLOYEE BENEFIT PLAN OF THE GUILD OF SAINT AGNES OF WORCESTER

Name: THE GUILD OF SAINT AGNES OF WORCESTER - EMPLOYEE BENEFIT PLAN OF THE GUILD OF SAINT AGNES OF WORCESTER (2021) Form 5500
Creator: THE GUILD OF SAINT AGNES OF WORCESTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF THE GUILD OF SAINT AGNES OF WORCESTER, THE GUILD OF SAINT AGNES OF WORCESTER

THE GUILD OF SAINT AGNES OF WORCESTEREIN 04-2104267Plan #002PY 2021

19 HARVARD ST - WORCESTER, MA 016092835508-755-2238LinkedIn201-500 employeesinvestment management

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$8.3M

+25.1% from 2020

Total participants

289

-4.6% from 2020

Average account balance

$32,320

+10.0% from 2020

Annual return

15.83%

+3.91 pp from 2020

Benchmarks

See 5,350 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,350 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.46M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$45K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

235

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

62.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.43M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.73%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$240

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
MUTUAL OF AMERICA INVESTMENT CORP3 years Service code 12 320 PARK AVENUE · NEW YORK, NY 10022	Claims processing; Participant loan p...	$2,186

Plan features & details

Pension benefit codes2F2G2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$15K

$73 / participant

Other / not subdivided$15K100.0%

% of EOY assets

0.180%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: O'CONNOR, MALONEY & CO. P.C.
Auditor EIN: 042595327
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$32,320

$61,172-47.2%

$185,851-82.6%

$79,389-59.3%

Participation rate

84.4%

66.6%+17.8pp

81.7%+2.7pp

70.7%+13.7pp

Annual return

15.83%

19.45%-3.6pp

122.11%-106.3pp

116.89%-101.1pp

Employer contribution / active EE

$1,644

$2,321-29.2%

$5,168-68.2%

$2,428-32.3%

Participant deferral / active EE

$1,807

$2,788-35.2%

$5,569-67.5%

$4,046-55.3%

Admin fee / account holder

$58

$710-91.8%

$16,245-99.6%

$626-90.7%

Provider

Service type

Compensation

MUTUAL OF AMERICA INVESTMENT CORP3 years

Service code 12

320 PARK AVENUE · NEW YORK, NY 10022

Claims processing; Participant loan p...

$2,186

EMPLOYEE BENEFIT PLAN OF THE GUILD OF SAINT AGNES OF WORCESTER

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF THE GUILD OF SAINT AGNES OF WORCESTER

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion