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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC4 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $28,304 |
Service code 37 · EIN 04-2647786 | Loan Processing | $22,298 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,664 | $65,566+82.5% | $86,235+38.8% | $75,177+59.2% |
| Participation rate | 85.1% | 60.5%+24.6pp | 69.0%+16.1pp | 67.2%+17.9pp |
| Annual return | 20.55% | 46.07%-25.5pp | 1170.03%-1149.5pp | 160.75%-140.2pp |
| Employer contribution / active EE | $1,915 | $1,553+23.3% | $2,381-19.6% | $2,671-28.3% |
| Participant deferral / active EE | $4,093 | $3,023+35.4% | $3,987+2.7% | $4,126-0.8% |
| Admin fee / account holder | $482 | $5,470-91.2% | $6,856-93.0% | $5,651-91.5% |