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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $56,686 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,942 | $59,819+62.1% | $79,583+21.8% | $68,490+41.5% |
| Participation rate | 90.7% | 61.1%+29.6pp | 69.5%+21.2pp | 67.9%+22.8pp |
| Annual return | -28.01% | -12.30%-15.7pp | 0.16%-28.2pp | -7.85%-20.2pp |
| Employer contribution / active EE | $1,911 | $1,505+27.0% | $2,414-20.8% | $2,597-26.4% |
| Participant deferral / active EE | $4,314 | $3,025+42.6% | $3,986+8.2% | $4,028+7.1% |
| Admin fee / account holder | $511 | $4,835-89.4% | $6,835-92.5% | $5,403-90.5% |