Filings through .
2 of 18 flags tripped on the 2025 filing.
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$63K in admin expenses, $552 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
18 funds of $250K or more; 74 lines in all, holding $14.5M of the plan's $14.8M. Recordkeeper: not identified.
Target-date series: John Hancock Lifetime Blend, other, 1% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| iShares Gold Trust ETF BlackRock · Insurance contract | $1.2M | 8.5% |
| Dodge & Cox Stock Fund Dodge & Cox · Insurance contract | $1.0M | 7.0% |
| Fidelity Advisor Total Bond Fidelity (FMR) · Insurance contract | $1.0M | 7.0% |
| T. Rowe Price Spectrum Inc T. Rowe Price · Insurance contract | $969K | 6.7% |
| John Hancock Life Insurance Company John Hancock (Manulife) · Insurance contract | $757K | 5.2% |
| John Hancock JH SGF John Hancock (Manulife) · Insurance contract | $756K | 5.2% |
| John Hancock JH Multimanager Conserv LS John Hancock (Manulife) · Insurance contract | $551K | 3.8% |
| John Hancock JH Multimanager Balanced LS John Hancock (Manulife) · Insurance contract | $548K | 3.8% |
| Fidelity Contrafund Fidelity (FMR) · Insurance contract | $520K | 3.6% |
| John Hancock Tocq Gold John Hancock (Manulife) · Insurance contract | $513K | 3.5% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
64 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
No lineup changes between the 2024 and 2025 filings.
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 1 stable value or insurance line.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
64 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 1 by compensation.
| Provider | Compensation |
|---|---|
BAY COLONY ADVISORS10+ years Service code 26 86 BARKER AVENUE EXTENSION · CONCORD, MA 01742 Advisory (Participants) | $31,792 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
6 feature codes on the 2025 filing.
2 contacts
11 filings · 2015 to 2025