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| Provider | Service type | Compensation |
|---|---|---|
SHEPHERD KAPLAN LLC2+ years Service code 51 · EIN 04-3404767 | Investment Mgmt Fees | $964,538 |
Filed as: JOHN HANCOCK RETIREMENT PLAN SRVS Service code 15 · EIN 01-0233346 | Recordkeeping | $314,341 |
PRICEWATERHOUSECOOPERS LLP2+ years Service code 10 · EIN 13-4008324 | Accounting | $40,000 |
Filed as: CAPTRUST FINANCIAL PARTNERS Service code 27 · EIN 26-0058143 | Advisory (Plan) | $18,956 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,174 | $85,635+152.4% | $123,894+74.5% | $63,975+237.9% |
| Participation rate | 99.5% | 74.9%+24.6pp | 81.4%+18.1pp | 71.1%+28.4pp |
| Annual return | 10.97% | 15.74%-4.8pp | 47.52%-36.6pp | 48.65%-37.7pp |
| Employer contribution / active EE | $9,025 | $3,076+193.4% | $4,617+95.5% | $2,182+313.7% |
| Participant deferral / active EE | $11,809 | $5,667+108.4% | $5,984+97.3% | $3,356+251.8% |
| Admin fee / account holder | $392 | $75+423.7% | $8,357-95.3% | $70+457.0% |