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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,722 | $100,060-30.3% | $149,721-53.4% | $70,126-0.6% |
| Participation rate | 63.3% | 83.6%-20.2pp | 87.1%-23.7pp | 69.5%-6.2pp |
| Annual return | 16.07% | 27.46%-11.4pp | 1501.67%-1485.6pp | 73.15%-57.1pp |
| Employer contribution / active EE | $1,856 | $3,661-49.3% | $5,444-65.9% | $2,343-20.8% |
| Participant deferral / active EE | $3,666 | $4,982-26.4% | $6,568-44.2% | $3,332+10.0% |
| Admin fee / account holder | $2,741 | $8,285-66.9% | $11,282-75.7% | $4,645-41.0% |