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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,403 | $82,028-50.7% | $123,105-67.2% | $59,633-32.2% |
| Participation rate | 84.6% | 83.2%+1.4pp | 86.8%-2.2pp | 68.7%+15.9pp |
| Annual return | -2.42% | 5.12%-7.5pp | 13.22%-15.6pp | 2041.45%-2043.9pp |
| Employer contribution / active EE | $1,961 | $3,297-40.5% | $5,151-61.9% | $2,203-11.0% |
| Participant deferral / active EE | $3,154 | $4,667-32.4% | $6,229-49.4% | $3,192-1.2% |
| Admin fee / account holder | $7,964 | $5,879+35.5% | $9,014-11.7% | $4,297+85.3% |