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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,412 | $87,834-40.3% | $133,975-60.9% | $62,881-16.6% |
| Participation rate | 67.7% | 83.4%-15.6pp | 87.1%-19.3pp | 69.3%-1.6pp |
| Annual return | 9.09% | 12.05%-3.0pp | 29.29%-20.2pp | 20.14%-11.1pp |
| Employer contribution / active EE | $1,703 | $3,482-51.1% | $5,211-67.3% | $2,281-25.3% |
| Participant deferral / active EE | $2,678 | $4,812-44.4% | $6,282-57.4% | $3,203-16.4% |
| Admin fee / account holder | $1,146 | $5,372-78.7% | $9,324-87.7% | $4,296-73.3% |