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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,644 | $183,978-37.1% | $162,171-28.7% | $152,885-24.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 15.87% | 150.78%-134.9pp | 115.60%-99.7pp | 345.39%-329.5pp |
| Employer contribution / active EE | $1,645 | $6,370-74.2% | $5,613-70.7% | $4,763-65.5% |
| Participant deferral / active EE | $3,623 | $8,033-54.9% | $7,297-50.3% | $5,851-38.1% |
| Admin fee / account holder | $1,159 | $13,122-91.2% | $10,843-89.3% | $11,598-90.0% |