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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,567 | $153,769-45.0% | $133,975-36.9% | $273,972-69.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 6.60% | 36.51%-29.9pp | 29.29%-22.7pp | 41.46%-34.9pp |
| Employer contribution / active EE | $1,587 | $6,029-73.7% | $5,211-69.5% | $4,869-67.4% |
| Participant deferral / active EE | $3,249 | $6,958-53.3% | $6,282-48.3% | $5,287-38.6% |
| Admin fee / account holder | $330 | $11,765-97.2% | $9,324-96.5% | $10,133-96.7% |