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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,830 | $110,379-78.4% | $102,412-76.7% | $145,884-83.7% |
| Participation rate | 72.2% | 77.9%-5.7pp | 74.5%-2.3pp | 80.3%-8.1pp |
| Annual return | 17.33% | 24.84%-7.5pp | 24.94%-7.6pp | 551.85%-534.5pp |
| Employer contribution / active EE | $1,626 | $4,216-61.4% | $3,870-58.0% | $4,662-65.1% |
| Participant deferral / active EE | $2,997 | $5,622-46.7% | $5,060-40.8% | $6,690-55.2% |
| Admin fee / account holder | $1,596 | $9,745-83.6% | $8,388-81.0% | $13,392-88.1% |