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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,753 | $124,330-93.8% | $109,173-92.9% | $167,536-95.4% |
| Participation rate | 85.7% | 79.5%+6.3pp | 75.9%+9.8pp | 82.1%+3.6pp |
| Annual return | 0.00% | 26.04%-26.0pp | 25.75%-25.8pp | 478.82%-478.8pp |
| Employer contribution / active EE | $2,512 | $4,209-40.3% | $3,723-32.5% | $4,839-48.1% |
| Participant deferral / active EE | $5,929 | $5,256+12.8% | $4,654+27.4% | $6,342-6.5% |
| Admin fee / account holder | $1,117 | $7,974-86.0% | $6,755-83.5% | $12,315-90.9% |