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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,170 | $133,998-90.9% | $112,263-89.2% | $134,545-91.0% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | -33.48% | 47.17%-80.7pp | 27.49%-61.0pp | 418.37%-451.9pp |
| Employer contribution / active EE | $3,874 | $4,040-4.1% | $3,636+6.5% | $4,742-18.3% |
| Participant deferral / active EE | $4,267 | $5,292-19.4% | $4,729-9.8% | $6,401-33.3% |
| Admin fee / account holder | $18 | $7,493-99.8% | $6,410-99.7% | $11,431-99.8% |