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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,991 | $109,863-42.7% | $98,477-36.0% | $167,518-62.4% |
| Participation rate | 14.3% | 75.8%-61.5pp | 73.3%-59.1pp | 82.1%-67.8pp |
| Annual return | 10.83% | 1958.09%-1947.3pp | 1493.59%-1482.8pp | 478.71%-467.9pp |
| Employer contribution / active EE | $1,003 | $3,225-68.9% | $2,961-66.1% | $4,838-79.3% |
| Participant deferral / active EE | $1,554 | $4,673-66.7% | $4,276-63.7% | $6,342-75.5% |
| Admin fee / account holder | $230 | $6,755-96.6% | $5,951-96.1% | $12,312-98.1% |