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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,685 | $100,938-59.7% | $90,461-55.0% | $158,982-74.4% |
| Participation rate | 14.3% | 75.0%-60.7pp | 72.7%-58.4pp | 82.0%-67.7pp |
| Annual return | 17.15% | 1727.20%-1710.1pp | 1294.76%-1277.6pp | 302.99%-285.8pp |
| Employer contribution / active EE | $774 | $3,691-79.0% | $3,264-76.3% | $4,763-83.7% |
| Participant deferral / active EE | $982 | $4,350-77.4% | $3,964-75.2% | $5,983-83.6% |
| Admin fee / account holder | $131 | $6,510-98.0% | $5,617-97.7% | $11,252-98.8% |