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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,207 | $82,678+18.8% | $125,391-21.7% | $68,490+43.4% |
| Participation rate | 88.5% | 75.1%+13.4pp | 82.4%+6.1pp | 67.9%+20.6pp |
| Annual return | -21.84% | -5.97%-15.9pp | 572.41%-594.3pp | -7.85%-14.0pp |
| Employer contribution / active EE | $5,970 | $3,382+76.5% | $4,816+24.0% | $2,597+129.9% |
| Participant deferral / active EE | $11,429 | $6,111+87.0% | $7,448+53.4% | $4,028+183.8% |
| Admin fee / account holder | $5,000 | $6,277-20.3% | $10,009-50.0% | $5,403-7.5% |