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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,846 | $98,776+6.1% | $149,745-30.0% | $79,856+31.3% |
| Participation rate | 97.1% | 75.8%+21.3pp | 82.5%+14.6pp | 69.6%+27.4pp |
| Annual return | 26.91% | 27.38%-0.5pp | 276.72%-249.8pp | 31.71%-4.8pp |
| Employer contribution / active EE | $5,359 | $3,217+66.6% | $4,646+15.4% | $2,471+116.9% |
| Participant deferral / active EE | $11,026 | $5,681+94.1% | $6,843+61.1% | $3,741+194.8% |
| Admin fee / account holder | $848 | $6,053-86.0% | $9,312-90.9% | $5,306-84.0% |