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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,942 | $98,776-65.6% | $149,745-77.3% | $79,856-57.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 0.00% | 27.38%-27.4pp | 276.72%-276.7pp | 31.71%-31.7pp |
| Employer contribution / active EE | $10,296 | $3,217+220.0% | $4,646+121.6% | $2,471+316.6% |
| Participant deferral / active EE | $1,042 | $5,681-81.7% | $6,843-84.8% | $3,741-72.1% |
| Admin fee / account holder | $735 | $6,053-87.9% | $9,312-92.1% | $5,306-86.2% |