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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,773 | $93,617-36.2% | $135,982-56.0% | $75,177-20.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 13.61% | 30.89%-17.3pp | 68.32%-54.7pp | 160.75%-147.1pp |
| Employer contribution / active EE | $12,585 | $3,538+255.7% | $4,859+159.0% | $2,671+371.1% |
| Participant deferral / active EE | $974 | $6,406-84.8% | $7,760-87.4% | $4,126-76.4% |
| Admin fee / account holder | $8,383 | $6,980+20.1% | $10,767-22.1% | $5,651+48.3% |