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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,342 | $160,040+118.3% | $147,096+137.5% | $145,877+139.5% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.1pp |
| Annual return | 14.23% | 98.49%-84.3pp | 419.75%-405.5pp | 551.28%-537.1pp |
| Employer contribution / active EE | $5,195 | $5,289-1.8% | $4,936+5.3% | $4,663+11.4% |
| Participant deferral / active EE | $9,082 | $8,429+7.7% | $8,071+12.5% | $6,691+35.7% |
| Admin fee / account holder | $9,309 | $15,050-38.1% | $13,005-28.4% | $13,402-30.5% |