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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,080 | $150,447-12.9% | $136,298-3.8% | $147,586-11.2% |
| Participation rate | 95.8% | 84.4%+11.4pp | 81.9%+13.9pp | 82.8%+13.0pp |
| Annual return | 19.56% | 1049.15%-1029.6pp | 5156.27%-5136.7pp | 578.59%-559.0pp |
| Employer contribution / active EE | $8,985 | $5,256+70.9% | $4,696+91.3% | $4,876+84.2% |
| Participant deferral / active EE | $14,548 | $6,631+119.4% | $6,247+132.9% | $5,439+167.5% |
| Admin fee / account holder | $14,183 | $10,906+30.1% | $9,244+53.4% | $10,886+30.3% |