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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,854 | $89,370+65.4% | $141,197+4.7% | $72,976+102.6% |
| Participation rate | 93.1% | 75.1%+18.0pp | 82.5%+10.6pp | 69.5%+23.6pp |
| Annual return | 26.69% | 111.88%-85.2pp | 71.41%-44.7pp | 81.02%-54.3pp |
| Employer contribution / active EE | $7,209 | $3,115+131.4% | $4,736+52.2% | $2,440+195.4% |
| Participant deferral / active EE | $12,774 | $5,419+135.7% | $6,710+90.4% | $3,608+254.1% |
| Admin fee / account holder | $4,269 | $5,957-28.3% | $10,265-58.4% | $5,124-16.7% |