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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.5+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $344,295 |
Service code 37 · EIN 04-2647786 | Loan Processing | $248,614 |
AMERICAN FUNDS1 year Filed as: HM CAPITAL MANAGEMENT LLC Service code 27 · EIN 20-3287389 | Advisory (Plan) | $59,959 |
Filed as: LOCKTON INVESTMENT ADVISORS Service code 27 · EIN 20-8874282 | Advisory (Plan) | $19,974 |
BDO USA, LLP4 years Filed as: BDO USA LLP Service code 10 · EIN 13-5381590 | Accounting | $16,450 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,516 | $88,770-2.5% | $109,191-20.8% | $93,010-7.0% |
| Participation rate | 94.0% | 81.5%+12.6pp | 75.9%+18.2pp | 73.9%+20.1pp |
| Annual return | 14.42% | 60.64%-46.2pp | 25.76%-11.3pp | 158.70%-144.3pp |
| Employer contribution / active EE | $2,220 | $3,780-41.3% | $3,723-40.4% | $2,705-17.9% |
| Participant deferral / active EE | $6,282 | $3,630+73.1% | $4,653+35.0% | $4,561+37.7% |
| Admin fee / account holder | $169 | $172-2.2% | $6,756-97.5% | $152+11.2% |