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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,432 | $85,766-91.3% | $136,298-94.5% | $70,126-89.4% |
| Participation rate | 74.4% | 74.2%+0.3pp | 81.9%-7.5pp | 69.5%+4.9pp |
| Annual return | 15.50% | 31.46%-16.0pp | 5156.27%-5140.8pp | 73.15%-57.6pp |
| Employer contribution / active EE | $1,601 | $2,966-46.0% | $4,696-65.9% | $2,343-31.7% |
| Participant deferral / active EE | $2,076 | $5,051-58.9% | $6,247-66.8% | $3,332-37.7% |
| Admin fee / account holder | $1,479 | $5,421-72.7% | $9,244-84.0% | $4,645-68.2% |