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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,058 | $165,399-90.3% | $149,745-89.3% | $158,982-89.9% |
| Participation rate | 81.3% | 84.6%-3.3pp | 82.5%-1.2pp | 82.0%-0.7pp |
| Annual return | 11.00% | 348.34%-337.3pp | 276.72%-265.7pp | 302.99%-292.0pp |
| Employer contribution / active EE | $2,284 | $5,105-55.3% | $4,646-50.8% | $4,763-52.1% |
| Participant deferral / active EE | $3,022 | $7,183-57.9% | $6,843-55.8% | $5,983-49.5% |
| Admin fee / account holder | $7,194 | $10,811-33.5% | $9,312-22.7% | $11,252-36.1% |