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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,384 | $84,518-75.9% | $67,704-69.9% | $125,389-83.7% |
| Participation rate | 37.5% | 74.8%-37.3pp | 67.5%-30.0pp | 83.2%-45.7pp |
| Annual return | 27.90% | 2.57%+25.3pp | 25.41%+2.5pp | 282.24%-254.3pp |
| Employer contribution / active EE | $0 | $3,292-100.0% | $2,559-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $4,775 | $4,430+7.8% | $3,585+33.2% | $5,352-10.8% |
| Admin fee / account holder | $21 | $5,340-99.6% | $4,255-99.5% | $9,541-99.8% |