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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,371 | $95,188-41.8% | $76,518-27.6% | $135,380-59.1% |
| Participation rate | 16.7% | 74.4%-57.7pp | 68.0%-51.3pp | 82.6%-66.0pp |
| Annual return | -6.91% | 4.85%-11.8pp | -0.27%-6.6pp | 519.81%-526.7pp |
| Employer contribution / active EE | $0 | $3,303-100.0% | $2,647-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,245 | $4,640-51.6% | $3,836-41.5% | $5,609-60.0% |
| Admin fee / account holder | $255 | $6,249-95.9% | $4,849-94.8% | $10,828-97.6% |