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| Provider | Service type | Compensation |
|---|---|---|
AVANTAX INSURANCE AGENCY LLC4 years Filed as: HD VEST Service code 15 · EIN 75-2176682 | Recordkeeping | $27,874 |
HAYS COMPANIES1 year Filed as: THE HAYS FINANCIAL GROUP, LLC Service code 15 · EIN 41-1931920 | Recordkeeping | $12,324 |
ADP BROKER-DEALER6 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $6,699 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,597 | $89,067-11.8% | $102,423-23.3% | $77,714+1.1% |
| Participation rate | 61.7% | 80.9%-19.2pp | 76.5%-14.8pp | 70.6%-8.9pp |
| Annual return | 13.11% | 25.01%-11.9pp | 29.42%-16.3pp | 31.26%-18.1pp |
| Employer contribution / active EE | $2,640 | $2,699-2.2% | $3,023-12.7% | $2,727-3.2% |
| Participant deferral / active EE | $5,473 | $5,147+6.3% | $5,054+8.3% | $4,649+17.7% |
| Admin fee / account holder | $200 | $236-15.0% | $9,455-97.9% | $433-53.7% |