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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $275 |
ADP BROKER-DEALER1 year Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Filed as: H.D. VEST FINANCIAL SERVICES Service code 49 717 CEDAR BAYOU ROAD · BAYTOWN, TX 77520 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,310 | $65,378+9.1% | $87,103-18.1% | $65,186+9.4% |
| Participation rate | 58.7% | 75.3%-16.7pp | 76.9%-18.2pp | 70.2%-11.5pp |
| Annual return | 17.46% | 31.28%-13.8pp | 28.19%-10.7pp | 29.39%-11.9pp |
| Employer contribution / active EE | $1,740 | $1,823-4.5% | $2,521-31.0% | $2,177-20.0% |
| Participant deferral / active EE | $4,771 | $3,389+40.8% | $4,049+17.8% | $3,514+35.8% |
| Admin fee / account holder | $3 | $520-99.4% | $7,491-100.0% | $847-99.6% |