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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,725 | $133,983-62.1% | $112,244-54.8% | $134,493-62.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -25.11% | 47.13%-72.2pp | 27.46%-52.6pp | 418.01%-443.1pp |
| Employer contribution / active EE | $1,703 | $4,039-57.8% | $3,635-53.2% | $4,740-64.1% |
| Participant deferral / active EE | $2,483 | $5,291-53.1% | $4,728-47.5% | $6,400-61.2% |
| Admin fee / account holder | $5,778 | $7,490-22.9% | $6,411-9.9% | $11,425-49.4% |