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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,511 | $106,280-42.1% | $96,538-36.3% | $139,487-55.9% |
| Participation rate | 84.6% | 77.8%+6.8pp | 74.3%+10.3pp | 80.3%+4.3pp |
| Annual return | 25.40% | 38.48%-13.1pp | 35.74%-10.3pp | 373.84%-348.4pp |
| Employer contribution / active EE | $1,913 | $4,107-53.4% | $3,740-48.8% | $4,755-59.8% |
| Participant deferral / active EE | $6,382 | $5,457+17.0% | $4,880+30.8% | $6,713-4.9% |
| Admin fee / account holder | $1,112 | $7,888-85.9% | $6,737-83.5% | $11,407-90.2% |