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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,396 | $75,541+264.6% | $152,093+81.1% | $82,637+233.3% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 13.42% | 32.56%-19.1pp | 66.36%-52.9pp | 53.51%-40.1pp |
| Employer contribution / active EE | $7,262 | $2,622+176.9% | $4,175+74.0% | $2,552+184.6% |
| Participant deferral / active EE | $6,130 | $3,206+91.2% | $5,451+12.4% | $4,126+48.6% |
| Admin fee / account holder | $14,032 | $6,405+119.1% | $14,497-3.2% | $7,339+91.2% |