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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,374 | $77,901+190.6% | $149,717+51.2% | $75,181+201.1% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 11.62% | 31.73%-20.1pp | 134.41%-122.8pp | 160.69%-149.1pp |
| Employer contribution / active EE | $6,343 | $3,137+102.2% | $4,820+31.6% | $2,671+137.5% |
| Participant deferral / active EE | $5,571 | $3,411+63.3% | $5,682-1.9% | $4,126+35.0% |
| Admin fee / account holder | $4,497 | $5,949-24.4% | $13,213-66.0% | $5,650-20.4% |