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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,057 | $99,345-84.8% | $84,753-82.2% | $273,972-94.5% |
| Participation rate | 81.8% | 80.7%+1.1pp | 76.6%+5.2pp | 83.0%-1.2pp |
| Annual return | 4.51% | 22.93%-18.4pp | 22.78%-18.3pp | 41.46%-36.9pp |
| Employer contribution / active EE | $1,715 | $4,214-59.3% | $3,574-52.0% | $4,869-64.8% |
| Participant deferral / active EE | $1,282 | $4,270-70.0% | $3,712-65.5% | $5,287-75.7% |
| Admin fee / account holder | $2,247 | $6,645-66.2% | $5,333-57.9% | $10,133-77.8% |