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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,469 | $52,678-74.4% | $75,784-82.2% | $59,633-77.4% |
| Participation rate | 92.0% | 67.2%+24.8pp | 75.8%+16.2pp | 68.7%+23.3pp |
| Annual return | 3.08% | 2.95%+0.1pp | 9.68%-6.6pp | 2041.45%-2038.4pp |
| Employer contribution / active EE | $1,277 | $2,193-41.8% | $3,323-61.6% | $2,203-42.0% |
| Participant deferral / active EE | $2,007 | $2,591-22.5% | $3,652-45.0% | $3,192-37.1% |
| Admin fee / account holder | $372 | $3,610-89.7% | $5,300-93.0% | $4,297-91.3% |