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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,790 | $110,337+73.8% | $102,383+87.3% | $145,877+31.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.22% | 24.83%-13.6pp | 24.94%-13.7pp | 551.28%-540.1pp |
| Employer contribution / active EE | $23,156 | $4,216+449.2% | $3,870+498.3% | $4,663+396.6% |
| Participant deferral / active EE | $11,600 | $5,621+106.4% | $5,060+129.3% | $6,691+73.4% |
| Admin fee / account holder | $2,302 | $9,750-76.4% | $8,391-72.6% | $13,402-82.8% |