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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,749 | $133,998-18.8% | $112,263-3.1% | $134,545-19.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -17.84% | 47.17%-65.0pp | 27.49%-45.3pp | 418.37%-436.2pp |
| Employer contribution / active EE | $20,586 | $4,040+409.5% | $3,636+466.2% | $4,742+334.2% |
| Participant deferral / active EE | $9,850 | $5,292+86.1% | $4,729+108.3% | $6,401+53.9% |
| Admin fee / account holder | $426 | $7,493-94.3% | $6,410-93.4% | $11,431-96.3% |