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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,206 | $106,247+16.9% | $96,515+28.7% | $139,466-10.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 14.92% | 38.47%-23.5pp | 35.73%-20.8pp | 373.66%-358.7pp |
| Employer contribution / active EE | $18,901 | $4,106+360.3% | $3,740+405.4% | $4,754+297.6% |
| Participant deferral / active EE | $11,188 | $5,456+105.1% | $4,880+129.3% | $6,712+66.7% |
| Admin fee / account holder | $369 | $7,885-95.3% | $6,735-94.5% | $11,409-96.8% |