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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,838 | $155,555+5.3% | $146,866+11.6% | $155,188+5.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 8.61% | 115.41%-106.8pp | 102.85%-94.2pp | 148.84%-140.2pp |
| Employer contribution / active EE | $4,153 | $4,647-10.6% | $4,425-6.1% | $4,248-2.2% |
| Participant deferral / active EE | $12,813 | $8,044+59.3% | $7,759+65.1% | $6,531+96.2% |
| Admin fee / account holder | $3,841 | $14,755-74.0% | $13,620-71.8% | $14,480-73.5% |