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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,861 | $94,529-18.7% | $140,019-45.1% | $64,173+19.8% |
| Participation rate | 69.4% | 84.1%-14.7pp | 87.5%-18.1pp | 69.6%-0.2pp |
| Annual return | -3.96% | 7.77%-11.7pp | 651.17%-655.1pp | 7.63%-11.6pp |
| Employer contribution / active EE | $2,482 | $3,812-34.9% | $5,605-55.7% | $2,381+4.2% |
| Participant deferral / active EE | $5,771 | $5,250+9.9% | $6,927-16.7% | $3,470+66.3% |
| Admin fee / account holder | $1,013 | $6,741-85.0% | $10,705-90.5% | $4,887-79.3% |